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AIM Lending Group offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
30 yr fixed mtg
20 yr fixed mtg
15 yr fixed mtg
10 yr fixed mtg
10/30 with I/O option
1/1, 2/1, 3/1 ARM
5/1, 7/1, 10/1 ARM's
Jumbo Products
FHA
VA
HARP

30 yr fixed mtg

This is a standard 30 year fixed intrest loan.  This product gives you the security of a fixed interest rate and payment for the duration of the loan's life.

Term: 30 years   Maximum Amount: $417,000
 

Call to see if you qualify for the new, larger conforming loan limits.


20 yr fixed mtg

This program offers the same rate/payment security as a 30 yr fixed mortgage but with an accelerated payment structure and lower rates.

Term: 20 years   Maximum Amount: $417,000
 

 Call to see if you qualify for the new, larger conforming loan limits.


15 yr fixed mtg

This program offers the same rate/payment security as a 30 yr fixed mortgage but with an accelerated payment structure and lower rates.

Term: 15 years   Maximum Amount: $417,000
 

 Call to see if you qualify for the new, larger conforming loan limits.


10 yr fixed mtg

This program offers the same rate/payment security as a 30 yr fixed mortgage but with an accelerated payment structure and lower rates.

Term: 10 years   Maximum Amount: $417,000
 

 Call to see if you qualify for the new, larger conforming loan limits.


10/30 with I/O option

This product offers a low 30 yr fixed interest rate with the flexibility of making an interest only payment for the first ten years of the loan.  This product is great for an individual or growing family that may need the flexibility of a lower payment while having the assurance of a fixed rate for the life of the loan.

Term: 30 years   Maximum Amount: $417,000
 

Call to see if you qualify for the new, larger conforming loan limits.


1/1, 2/1, 3/1 ARM

Short-term adjustable rates.  These products can offer the perfect loan scenario for a short-term investor or homeowner who plans to sell in a shorter time frame.  These products offer lower rates and interest only options to keep monthly cash flow at a maximum while giving the owner the flexibility to sell at any time without a pre-payment penalty.  Consult with one of our advisers to see if one of these products could meet your financial needs.

Term: 30 years   Maximum Amount: $417,000
 

Specific adjustment periods/adjustment caps/life caps will vary with the product chosen and can be tailor fit to meet any clients need.  Again, call to see if you qualify for the new, larger conforming loan limits.


5/1, 7/1, 10/1 ARM's

Long-term adjustable rate mortgages.  These products offer lower rates along with interest only options, but for much longer periods of time than short-term adjustable rate mortgages.  They can be the perfect program for a homeowner or investor who requires long term flexibility and monthly cash flow.  Consult with one of our advisers to see if one of these products could meet your financial needs.

 

Specific adjustment periods/adjustment caps/life caps will vary with the product chosen and can be tailor fit to meet any clients need.  Again, call to see if you qualify for the new, larger conforming loan limits.


Jumbo Products

AIM Lending Group has access to the most premier wholesale jumbo rates available on the market today!  All of our loan products listed above are available to clients with larger loan sizes, and we still have stated jumbo products as well.

To save even more money, call one of our advisers to see if you are eligible to take advantage of the new conforming jumbo limits.  We may be able to qualify you for lower conforming rates with a loan size over $700,000!

Term: 30 years  
 

We have access to any rate or term on any jumbo loan products.  Bring your larger loan sizes to us for the most competitive rates .


FHA
 
Call us with any questions and we can help determine if a FHA loan is right for you.

VA
If you have had any military service call us and ask about our VA products.

HARP
Call us to see if you qualify for a HARP loan.



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $424,100 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $424,100 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.